"Federated Title is our go-to title company for the very simple reason that they are the best at what they do. Working with Mike Benzi and his team is not only a pleasure, but it gives us the confidence that all our issues are being addressed by smart people who are responsive, prompt, professional, and intelligent."

- Jeff Fox, Foxy Management

Michelle E. Palijaro

Chief Operating Officer

With more than 20 years of experience in the real estate, mortgage, and title insurance industries, FNL co-founder Michelle Palijaro, offers a comprehensive array of services to clients based on her history of managing all aspects of running a title agency — from the inception of a business relationship to post-closing work.

As a senior title officer at FNL, Michelle works on clearing title exceptions, coordinates issuance of title insurance coverage, and manages policy changes and amendments. Prior to co-founding FNL, Michelle served as a closing coordinator with Federated Title Services.

Before joining the Federated team, Michelle worked as a title insurance production and closing coordinator with The Monte Group in Rockland County, NY. She began her career working as a New York and New Jersey residential mortgage broker and senior mortgage loan processor at Power Financial Associates Ltd., Inc. in Englewood Cliffs, NJ.


  • Title Insurance Underwriting Certification, New York University School of Continuing and Professional Studies
  • Bachelor of Arts, Anthropology and Early Childhood Development, State University of New York at Buffalo.

“No file is too big or too small for Federated – we provide the same service and efforts in clearing files to close. And our work does not stop at closing; we provide numerous post-closing services for our clients.”